California HEROES Home Loan & Buyer Rewards Program

Exclusive Benefits for HEROES & Family Members

A Rewards Program created for California service professionals—veterans, educators, healthcare workers, first responders, and law enforcement—offering homebuyer assistance and incentives designed to make home buying or refinancing more affordable, saving HEROES thousands of dollars. It’s our way to honor those who dedicate their lives to helping others.

Program Advantages

*Homebuyer incentives/credits are offered by participating real estate agent partners and are applicable only when the buyer is represented by a California Loans for Heroes Home Loans partner agent. 

Serving California Communities

Alameda County, Contra Costa County, El Dorado County, Fresno County, Kern County, Los Angeles County, Madera County, Marin County, Merced County, Monterey County, Orange County, Placer County, Riverside County, Sacramento County, San Benito County, San Bernardino County, San Diego County, San Francisco County, San Joaquin County, San Luis Obispo County, San Mateo County, Santa Barbara County, Santa Clara County, Santa Cruz County, Sonoma County, Stanislaus County, Tulare County, Ventura County, Yolo County, and all California Communities.

Testimonials

Nicole Eliopoulos
Jon was such a pleasure to work with. His communication was clear, timely and proactive. He is extremely knowledgeable, responsive to questions, and always ensured all parties were on the same page. Jon's attention to detail made a big difference; he went above and beyond to keep everything on track and close on time. It's clear he genuinely cares about his clients and takes pride in his work. I truly enjoyed working with him.
Elizabeth Yi
Working with Jon was a great experience - he was very communicative, including daily check-ins, updates, and making sure that we really understand what's going on, what the process is, and what he recommends we do next. He gave thorough information, while making sure we, as the buyers, have the final say. There was never a moment of pressure.
Allege K.
As first-time home buyers, we were naturally nervous and overwhelmed, but working with Jon was the best decision we made. Throughout the process, we faced several unexpected challenges, but Jon was always there for us. He truly felt like a father figure, looking out for our best interests and guiding us with such care and detail. We always felt like he was 100% on our side. We cannot recommend him highly enoug
Bryana Daniels
Outstanding Mortgage Broker Experience! I had a fantastic experience working with Jon Cohen and his wonderful team! They not only helped me secure a great mortgage rate, but also took the time to explain every step of the process in a clear and patient way.
Mark Lennon
Jon was a pleasure to work with throughout our home purchase. He was very clear up front on the level of service he provided, and he delivered on every detail. He went out of his way to communicate with our seller's agent to advocate on our behalf, which might have been the difference in a competitive market. Jon kept us informed and educated at every milestone, proactively flagged potential issues during the closing process, and was consistently responsive and professional from pre-approval all the way through closing. Highly recommend!
Jung Jae Suh
Working with Jon felt less like a business transaction and more like having a trusted family member guiding us home. He truly went above and beyond, looking out for our best interests every step of the way. Jon was incredibly patient, empathetic, and always made sure we felt comfortable and informed. His dedication to his clients is rare, and we are so grateful for his support in making our dream home a reality. If you want someone who treats your home-buying journey as if it were their own, Jon is the person to go to!
Alex Whited
Jon was very helpful and responsive as we navigated the process of purchasing our home. He made himself available on the weekends and in the evenings to discuss our questions, which allowed us to avoid conflicts with our work schedules. He and his team also executed on a short close timeline and made sure everything was on track throughout the process. Overall it was a positive experience working with Jon and his team.
Caitlin Crawford
As a first time solo-homebuyer, I didn’t know what all to expect about the process. Now having closed on my home, it is clear to me that Jon is excellent at what he does. He found me the best possible rate and kept me well-informed every step of the way, including daily check-in phone calls and time spent going over each detail to make sure I understood what everything meant. He went above and beyond by advocating for me and building relationships with the realtors to help the process run smoothly. It truly was seamless. Using Jon for your loan is an easy endorsement…you won’t regret it!

Start your home search with a Participating Local Agent

Get connected with a participating local agent who knows your area and understands what you’re looking for. Our trusted California realtor partners are here to guide heroes & service professionals through every step of the home search.
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